Benefit Factor Charts
Understanding Your Benefit Factor and Final Compensation
Your benefit factor is the percentage of pay to which you are entitled for each year of service. It’s determined by your age at retirement and the retirement formula based on your membership date with each employer.
To see your benefit factor for each quarter year of age, choose your retirement formula below. Each PDF includes two charts. The first chart shows how the benefit factor increases for each quarter year of age. The second chart shows the percentage of final compensation you will receive.
If you’re not sure of your retirement formula, refer to your CalPERS Annual Member Statement or check with your personnel office.
- State Miscellaneous & Industrial Member – 2% at 55 Benefit Factors (PDF)
- State Miscellaneous & Industrial Member – 2% at 60 Benefit Factors (PDF)
- State Miscellaneous & Industrial Member – 2% at 62 Benefit Factors (PDF)
- State Miscellaneous & Industrial Member – 1.25% at 65 Benefit Factors (PDF)
- State Miscellaneous & Industrial Member – 1.25% at 67 Benefit Factors (PDF)
- State Safety Member – 2% at 50 Benefit Factors (PDF)
- State Safety Member – 2% at 55 Benefit Factors (PDF)
- State Safety Member – 2% at 57 Benefit Factors (PDF)
- State Safety Member – 2.5% at 55 State Safety Benefit Factors (PDF)
- State Safety Member – 2.5% at 55 Peace Officers & Firefighters Benefit Factors (PDF)
- State Safety Member – 2.5% at 57 Benefit Factors (PDF)
- State Safety Member – 2.5% at 60 Benefit Factors (PDF)
- State Safety Member – 2.7% at 57 Benefit Factors (PDF)
- State Safety Member – 3% at 50 Benefit Factors (PDF)
- State Safety Member – 3% at 55 Benefit Factors (PDF)
- Local Miscellaneous Member – 1.5% at 65 Benefit Factors (PDF)
- Local Miscellaneous Member – 2% at 55 Benefit Factors (PDF)
- Local Miscellaneous Member – 2% at 60 Benefit Factors (PDF)
- Local Miscellaneous Member – 2% at 62 Benefit Factors (PDF)
- Local Miscellaneous Member – 2.5% at 55 Benefit Factors (PDF)
- Local Miscellaneous Member – 2.7% at 55 Benefit Factors (PDF)
- Local Miscellaneous Member – 3% at 60 Benefit Factors (PDF)
- Local Safety Member – 2% at 50 Benefit Factors (PDF)
- Local Safety Member – 2% at 55 Benefit Factors (PDF)
- Local Safety Member – 2% at 57 Benefit Factors (PDF)
- Local Safety Member – 2.5% at 55 Benefit Factors (PDF)
- Local Safety Member – 2.5% at 57 Benefit Factors (PDF)
- Local Safety Member – 2.7% at 57 Benefit Factors (PDF)
- Local Safety Member – 3% at 50 Benefit Factors (PDF)
- Local Safety Member – 3% at 55 Benefit Factors (PDF)