2024-25 State 1959 Survivor Monthly Premiums
June 6, 2024
Circular Letter: 200-026-24
Topic: Actuarial
To: All State Employers
Purpose
The purpose of this Circular Letter is to inform you of the required premiums to be collected for fiscal year (FY) 2024-25. The California Public Employees’ Retirement System (CalPERS) Board of Administration approved the required premiums for the State 5th Level pool of the 1959 Survivor Benefit Program on April 16, 2024. The 1959 Survivor Benefit Program is an employer contract provision that provides monthly benefits for eligible survivors of participating members who die while actively employed.
Required Premiums
The required employer and employee premiums for FY 2024-25 for the State 5th Level of 1959 Survivor Benefits are $6.60 each, per member per month.
The employee premium for the 1959 Survivor Program is defined in the Public Employees’ Retirement Law to be $2 monthly per member until the total required premium for the benefit level exceeds $4 monthly per member. Once the total premium required exceeds $4, the premium is shared equally by the employer and employee.
The required employer and employee premiums for the 1959 Survivor Program may vary from year to year due to investment returns and mortality gains and losses experienced by the pool. The funded ratio of the State 5th Level pool is 78.8%.
The purpose of this Circular Letter is for information only. The State Controller’s Office will collect the required premiums from state agencies at a later date.
Valuation Report
Access the 1959 Survivor Benefit Program 2023 Actuarial Valuation (PDF) on the CalPERS website.
Questions
If you have questions, call our CalPERS Customer Contact Center at 888 CalPERS (or 888-225-7377888-225-7377).
Scott Terando, Chief Actuary
Actuarial Office